Imagine what a financial bonus receiving two Supplemental Security Income (SSI) payments in one month might be, however, there is only a certain case where you can receive both SSI payments together. For citizens who notice an extra SSI payment popping up into their bank account before the month ends, there’s a set specific reason for it.
While the extra money in your bank account may seem like an added bonus, it’s actually an early payment to ensure that citizens are not financially inconvenienced by the weekends or holidays.
Why would you receive two SSI payments in one month?
Supplemental Security Income (SSI) is normally paid on the first day of every month. When the payment date falls on a weekend or a federal holiday, the Social Security Administration (SSA) moves the payment up to the final business day of the previous month.
This rescheduling is done so as to ensure that recipients don’t wait until after the first of the next month to receive their funds as they may be dependent on these funds. What may seem like two payments arriving in the same month is simply the second deposit which falls parts of next month’s payment that came early.
In December 2023, citizens saw two SSI payments being issued in the same month. Since January 2023 saw New Year’s Day falling on a Sunday and December 31 was the Saturday before, SSI payments for January were deposited on the Friday before New Year’s Day. Thus, SSI recipients received two payments in December: one for December and one early payment for January.
When will beneficiaries receive two SSI payments in 2025
According to the Social Security Administration’s official website, there are typically a few months each year where this early SSI deposits occur. In 2025, the first few months saw SSI payments be deposited early with the next month expected to feature two payments being August 2025.
This SSI payment scheduling is designed as such to avoid payment disruptions:
- If August 1, 2025, falls on the weekend, SSA will issue the payment on the last weekday of July.
- Recipients will receive two payments in July 2025, one payment for July and one for August. There will, however, be no payment received on August 1.
Again, will receiving two payments in one month is quite a bonus, citizens must remember they are not bonus payments. The early payment is a regular scheduled benefit that simply gets issued ahead of time. Citizens must also consider whether they will be receiving the Social Security $5,108 checks next week.
What to remember when you see two payments in your bank account
The first thing to do when you receive two SSI payments in one month is not to panic. It is important to understand the schedule for SSI payments and know the full scheduling dates for Social Security benefits, so you don’t report these payments as a mistake. The double payments that you receive in your accounts from the SSA are completely normal and sometimes planned ahead of time to ensure that citizens are not inconvenienced in any way by delayed payments due to holidays and weekends.
To handle the issue of double SSI payments well, citizens must ensure:
- They do not spend both payments at once thinking that they will be receiving extra funds from the SSA or assuming that the double fund is a mistake on the SSA’s part that they will get away with.
- Understand the second SSI deposit is for the next month.
- Budget well and accordingly.
You also need to know certain tips such as when you can receive SSI and SNAP at the same time to reap the most of both benefits.
