Although June has only started, many Social Security beneficiaries are looking forward to their monthly Social Security payment from the Social Security Administration (SSA). Most citizens are eagerly waiting to find out when in June payments will reach them. The good news is that on June 11, the first round of checks will be sent out by the SSA to a certain group of survivors, retirees, and individuals receiving spousal benefits. For one group of beneficiaries, an expected payout of about $5,000 can be expected. Understanding which group of beneficiaries will be receiving their benefits on June 11 is important.
Understanding who qualifies for the $5,000 payment
$5,000 is the maximum Social Security benefit that some eligible beneficiaries can receive. The average monthly Social Security retirement benefit is about $1,976 as of January 2025. Recipients who choose to wait until 70 years or older are most likely to have accumulated higher lifetime earnings and can thus receive about $5,108 on June 11.
A few criteria to receive this benefit amount include:
- Citizens who did not take early retirement at age 62 will not have their Social Security benefits reduced.
- Citizens who have earned the maximum taxable income for about 35 years will receive a higher benefit.
- Citizens who have waited until the age of 70 to begin collecting their benefits will see higher benefits.
Receiving this $5,108 figure is the result of years of hard work, inflation adjustments due to Cost-of-Living Adjustment (COLA), and savings. For the bulk of Social Security recipients, this maximum benefit amount is far too high. There is only a handful of citizens eligible to receive this payment on June 11.
Which group will get paid on June 11?
As per the Social Security payment schedule, this June 11 payment date applies only to those Social Security beneficiaries whose birthdays fall between the 1st and 10th of the month. Every month, the group of citizens who are born earlier in a month until the 10th of the month receive their benefit payment on the second Wednesday of each month. In the month of June, the second Wednesday falls on June 11 in 2025, so all payments will be transferred via direct deposit or mailed checks, as per each recipient’s personal preference.
Excluded from this group of retirees are those citizens who started receiving Social Security payments before May 1997 and those who receive Supplemental Security Income (SSI) as well. This group of citizens follows a slightly different payment schedule and is not included in this June 11 distribution group.
Now that citizens understand the requirements to receive the maximum Social Security benefit amount of about $5,000, they will need to avoid three Social Security mistakes to ensure they reap the most from their Social Security benefits, too.
How to maximize your Social Security benefits payments
In order to receive the maximum Social Security payment, citizens should note that the timing when they choose to access these funds surely does make a considerable difference. This month, on June 11, only some eligible citizens, or rather the high earners, will receive over $5,000.
When it comes to Social Security benefits, it remains a main source of income for approximately 70 million Americans. With inflationary pressures, certain tariffs could affect senior citizens. That is why receiving a higher amount, like the maximum of over $5,000, makes such a considerable benefit.
It also helps to know some Social Security secrets that need to be uncovered. Knowing the Social Security mistakes to avoid and uncovering Social Security secrets may help beneficiaries considerably, especially those who understand the importance of reaping the maximum SSA benefit possible. Thus, June 11 will see Social Security payments going out to a specific group of citizens, however, only the highest Social Security earners will receive over $5,000.
